|
Financial Highlights for 2013 1H
| Profitability (%) |
2013 1H
|
2012 1H
|
Changes (%)
|
| Return on average total assets |
1.53
|
1.51
|
0.02
|
| Return on weighted average equity |
23.25
|
24.31
|
-1.06
|
| Cost-to-income ratio |
25.09
|
25.57
|
-0.48
|
| Asset quality (%) |
2013.06.30
|
2012.12.31
|
Changes (%)
|
| Non-performing loans (“NPL”) ratio |
0.87
|
0.85
|
0.02
|
| Allowance to NPL |
288.16
|
295.55
|
-7.39
|
| Capital adequacy (%) |
2013.06.30
|
2012.12.31
|
Changes (%)
|
| Core tier 1 capital adequacy ratio |
10.48
|
Not applicable
|
Not applicable
|
| Capital adequacy ratio |
13.11
|
13.66
|
-0.55
|
|