欢迎您登陆工商银行网上银行-欢迎页
> > My A/C > Call Deposit > Operation Guide
DHTML Tip Message version 1
 Operation Guide    

    Call Deposit:is a kind of fixed deposit where depositor does not appoint any term during deposit. Bank will be notified in advance before drawing the money. No withdrawal is allowed without notifiying the date and amount to be drawn. Regardless of the term, Call Deposit are all classified into two types of 1-day Notice and 7-day Notice according to the length of notify period in advance agreed by the depositor. This function offers you Call Deposit service 24 hours a day and 7 days a week.

Current-to-Call Deposit
Redepositing the money in current account of Elite Club Account Card into Call Deposit.

A/C Info Enquiry
Enquire the information of all Deposit accounts linked under Elite Club Account Card, E Age Card and Peony Money Link Card.

Set Withdrawal Notice
When withdraw money from Call Deposit, Withdrawal Notice will be sent to the bank through this function to agree on withdrawal time.

Del Withdrawal Notice
Cancel the Withdrawal Notice of Call Deposit already sent to the bank.

Transfer in Advance
Redeposit the money in Call Deposit linked under Elite Club Account Card into the current account of this card.




Special Note:

1. Minimum deposit amount of RMB Call Deposit of 7-day or 1-day is RMB 50,000 (included). Minimum deposit amount of Call Deposit in foreign-currency of only 7-day is about RMB 50,000 equivalent (included), which is different in each region.
2. Call Deposit should be deposited in lump and can be drawn once or in many times. Amount to be drawn for partial withdrawal of Call Deposit each time must be more than the minimum deposit amount of Call Deposit.
3. Interest of Call Deposit will be calculated according to interest rate listed and declared by the bank on the day of withdrawal, with payment of principal and interest together.
4. If you fail to draw Call Deposit according to the Notice time agreed during deposit, interest of Call Deposit will be calculated according to the interest rate of Current Deposit.